What is PledgeApp?

Pledge lets you unlock fast and fair cash by pledging your collectibles like sneakers, trading cards, and watches without selling them. You stay the owner while we securely store your items in our vault. During the term, we also offer optional cross listed consignment, giving your items the chance to sell across top marketplaces at a price you set so they’re never just sitting idle.

How does it work?

  1. Submit your items (10+ units preferred) at pledgeapp.ai

  2. Receive a cash offer and agreement within 24 hours

  3. Ship to our vault for authentication and storage

  4. Get paid the full offer amount upon successful inspection

  5. While your items are stored, we can help you cross-list and resale your items at the price you choose!

  6. At the end of the term (60, 90, or 120 days), choose to reclaim or continue consigning your item

Are my items just sitting in the vault?

Nope. You can easily toggle cross-listing for any item. That means your collectibles aren’t sitting idle—we’ll list them for sale at the minimum price you set across major marketplaces.

What is cross-listing and how does payout work?

Cross-listing is optional. You set a minimum sale price, and Pledge handles all listings across major marketplaces. If the item sells, you receive the final platform payout minus just a 2% commission.


Example:

  • We value your item at $100

  • You choose to take a $70 advance (70% LTV)

  • Later, the item sells for $120

  • Marketplace takes 12% fees = $105.60 net payout

  • Pledge takes 2% of that = $2.11

  • Remainder = $103.49

  • Subtract your advance ($70) = $33.49 second payout


So in total, you receive: $103.49 ($70 upfront, $33.49 after sale)


You stay the owner the entire time. We just help your items work harder.

How much cash can I unlock from my items?

We use proprietary algorithms that pull live pricing and sales data from all major marketplaces. To ensure fair, accurate valuations, we factor in: 60–180 day sales velocity, pricing volatility, net payout after fees and shipping.


Examples:


Sneakers: If a size 10 SKU has an average sale price of $200, the net payout is $176. If sales velocity is high and pricing is stable, we can offer 65–75% LTV ($115–$132). Lower-demand pairs may receive 45–65% LTV.

Pokémon cards: A PSA 9 Base Set Charizard might have a fair market value of $2,000, with a net payout value around $1,800 after marketplace fees. If the card shows strong sales velocity and stable pricing, we may offer a higher loan-to-value (LTV). If demand is lower or pricing is volatile, the LTV would adjust accordingly.

What are your fees?

Monthly storage (includes full insurance):

  • Sneakers: $1–$4/month

  • Cards: $1–$7.50/month

  • Watches: quoted individually


One-time processing fee (on first invoice):

  • Sneakers: $4

  • Cards: $10

  • Watches: $45


Resale commission: We simply charge 2% on the net sale for each successful sale


Shipping: You pay to send to us; return shipping applies when reclaiming

Do you check my credit score?

Never. We assess item value—not your credit history.

What happens if I don’t repay?

We don't want you to lose your shit - it's also why our fees are so minimal. We offer reminders and a grace period. If repayment isn’t completed, Pledge retains the item and may resell it.

Where are you based?

We’re based in California, with a secure vault in El Monte. The team includes veterans from GOAT, Poizon, and Airbnb, and we’re backed by Silicon Valley VCs.

More questions or just curious?

Drop us a line at hello@pledgeapp.ai or DM us at @pledgeapp.ai

FAQ

What the heck is Pledge?